1. Introduction

Welcome to PHRemit ("we", "our", "us"). This Privacy Policy explains how we collect, use, and protect information when you use our website.

2. Information We Collect

Calculator Inputs

Data you enter into our tools is processed entirely in your browser and is NOT stored on our servers.

Automatically Collected Data

• Browser type and version
• Device type and OS
• Pages visited and time on site
• Referring website
• Anonymised IP address

3. Cookies

We use essential, analytics, and advertising cookies. You can manage these in your browser settings.

4. Third-Party Advertising

• Adsterra — adsterra.com/privacy-policy
• Monetag — monetag.com/privacy
• PropellerAds — propellerads.com/privacy-policy
• Clickadu — clickadu.com/privacy
• Mobidea — mobidea.com/privacy-policy

Opt out: youronlinechoices.eu or optout.aboutads.info

5. Your Rights

You may request access, correction, or deletion of your data by contacting us.

6. Children's Privacy

PHRemit is not directed at children under 13. We do not knowingly collect data from children.

7. Contact

Email: phremittools@gmail.com

8. Policy Updates

This policy may be updated periodically. Continued use constitutes acceptance.